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Breaking the financing difficulties of small and medium-sized enterprises, this symposium in Shunde brings "timely rain"

  • News and Information | 2023-06-10 10:55:52
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preface

Although the company is small, it shoulders heavy responsibilities


We should not only serve backbone enterprises well, but also serve a large number of small and medium-sized enterprises well


The top ten thousand acre themed industrial parks will have preferential policies for enterprises, and several emerging industries such as robotics will also be supported by policies



On June 2nd, following the two entrepreneur symposiums held last month, Shunde held another enterprise symposium. Unlike the previous two, this conference focused on the financing difficulties of small and medium-sized enterprises and technology-based enterprises, inviting 12 entrepreneur representatives from the financial and technological sectors to gather together to provide suggestions and suggestions for innovating technology and financial support policies, and building an experimental zone for Guangdong to implement the new development concept in the new era.




This is the third entrepreneur symposium recently held in Shunde District. Guo Wenhai, Deputy Secretary of the Foshan Municipal Party Committee and Secretary of the Shunde District Party Committee, presided over and carefully recorded the entire process. He frequently uttered "golden sentences" while working on-site.


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On June 2nd, at the Shunde Entrepreneurs Symposium, representatives of 12 entrepreneurs from the financial and technological sectors gathered together.

Constrained loans for technology-based enterprises

District Party Secretary's on-site office to solve difficult problems

At present, the entire international situation has undergone significant changes, especially with greater uncertainty in the international market, and the domestic market is gradually recovering. In the overall environment, how Shunde enterprises can better develop and solve the problem of difficult and expensive financing for small and medium-sized enterprises, we invite bank presidents and enterprises to discuss together. "At the beginning of the symposium, Guo Wenhai" came to the point "and directly entered the topic.

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Guo Wenhai, Deputy Secretary of the Foshan Municipal Party Committee and Secretary of the Shunde District Party Committee, had face-to-face communication with representatives of entrepreneurs.

The representatives of technology entrepreneurs invited for this symposium include Liu Fulin, Chairman of Guangdong Fuxin Technology Co., Ltd., Zhao Weifeng, Chairman of Foshan Longshen Robot Co., Ltd., Lu Gaofeng, Chairman of Guangdong Shangyan Electronic Technology Co., Ltd., Huo Jintian, Chairman of Guangdong Lixunda Robot System Co., Ltd., Yang Zhishun, Chairman of Guangdong Sanyang Robot Co., Ltd Liu Shifeng, General Manager of Guangdong Dongfang Maitian Co., Ltd., and Wang Weize, General Manager of the Marketing and Public Relations Department of Guangdong Saiyi Information Technology Co., Ltd., covering semiconductor chips, robot manufacturing, robot system integration and development, industrial internet, and industrial design industries, all of which are research and development oriented.




Guangdong Shangyan Electronic Technology Co., Ltd. was established in June 2011, headquartered in Beijiao, Shunde. It is a technology-based enterprise with variable frequency technology as its core, integrating research and development, production, and sales. Its main products include variable frequency power supplies, home appliance controllers, smart home controllers, etc. Last year, its revenue exceeded 500 million yuan. Currently, it has launched a stock reform and listing plan.




In the second quarter of this year, our production has fully recovered to the same level as the same period, with a year-on-year increase of 20% in output value. This is due to our wide customer base, including Midea, Haier, Xiaomi, TCL, Meiling, and others. "Lu Gaofeng said that the company is developing rapidly, but also facing the" troubles "of growth.


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Lu Gaofeng, Chairman of Guangdong Shangyan Electronic Technology Co., Ltd., introduced the latest progress of the enterprise.

The net asset of the enterprise is 150 million yuan, with a valuation of 100 million yuan for high-tech equipment. However, due to the fact that the factory is leased, there are still restrictions in seeking technology loans. Lu Gaofeng said that with government support, the enterprise has applied to increase capital and expand production in Beijiao, hoping to receive greater support.




Has the land issue been resolved? Are there any other difficulties? "Lu Gaofeng asked as soon as he finished speaking.




Since I decided to acquire the land, relevant leaders including Vice District Mayor Cai Wei and the District Science and Technology Bureau have given me a lot of encouragement, and I will also strive to promote the implementation of the project and make the enterprise bigger and stronger, "said Lu Gaofeng.




Technology oriented enterprises do not have property rights, how to evaluate equipment, and how to pledge intellectual property? These issues will be further studied by the technology and financial policy departments, "Guo Wenhai continued. The district committee and government departments at all levels should not only serve backbone enterprises, but also a large number of small and medium-sized enterprises.




Our output value in the second quarter is expected to increase by 10% compared to the same period last year, and it is expected to increase by 20% -30% in the second half of the year. Yang Zhishun believes that the promotion of village reform has ushered in new opportunities for the development of intelligent manufacturing, and Tengnuo enterprises are relocating from old factories to new factories. The original outdated production capacity will be upgraded to automation and industrial interconnection. He hopes that the support policy for the robotics industry in Shunde District, which is expected to end at the end of this year, can be extended for another three years to continue vigorously subsidizing enterprises using Shunde's local intelligent manufacturing robot products.


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Yang Zhishun, Chairman of Guangdong Sanyang Robot Co., Ltd., is giving a speech.

This call was endorsed by a representative of another company present. How do Shunde Equipment Manufacturing products serve China's intelligent manufacturing? We have previously developed an intelligent manufacturing equipment line that uses Sanyang robotic arms and Longshen AGV. Our domestically produced equipment has superior cost-effectiveness and has gained recognition from many customers. "Wang Weize said that the company was founded in Shunde and later relocated its headquarters to Guangzhou. In 2017, we successfully landed in the A-share market. After going public, many places were also inspected, but in the end, Shunde's intelligent manufacturing ecosystem was still optimistic. This year, the research and development center will be relocated back to Shunde and settled in Daliang New Energy Vehicle Town. It is expected that 1000 research and development personnel will work in Shunde. He also suggested that in terms of industrial support policies, more enterprises should be encouraged to move from advanced manufacturing to service-oriented manufacturing.

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Wang Weize, General Manager of Saiyi Information Public Relations Department, praised Shunde's business environment and intelligent manufacturing ecosystem.

How can our own intelligent equipment production line, which we produce and develop, be applied locally and armed with small and medium-sized enterprises? The Science and Technology Bureau and the Economic Promotion Bureau need to promote and promote it with special efforts. "Guo Wenhai asked the leaders of the technology and economic promotion departments on site to follow up and not forget to respond to entrepreneurs, The ten major theme industrial parks currently planned and constructed will all have supporting policies, and several key emerging industries such as chips, robots, electronic information, and biopharmaceuticals will have support policies to follow up




The on-site office of the district party secretary has inspired more entrepreneurs. Liu Shifeng said that his company is already a leading designer in the home appliance industry, but because it is a service-oriented enterprise with light assets, the annual loans applied for from financial institutions are only 8 million yuan. He believes that there are many high growth enterprises emerging in the industrial design industry of Shunde, and the design value industry chain needs to be rediscovered and recognized. For example, the wheat field innovation industrial park he has built will integrate research, design, and new retail, hoping to obtain more financial support.




The enterprise is currently increasing investment in research and development in the field of optical communication. We hope to implement the research and development center project in Shunde, but compared to companies in first tier cities such as Beijing, Shanghai, and Guangzhou, it still feels difficult for the enterprise to recruit high-tech talents. We hope that the government can provide more help in solving the problem of high-tech talent children's enrollment. Liu Fulin said that the enterprise has been deeply rooted in the semiconductor chip industry chain for 20 years and is currently in a high-speed development stage.


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Liu Fulin, Chairman of Guangdong Fuxin Technology Co., Ltd., talked about the company's latest research and development projects.

Innovative financial support

The credit industry chain is a "transfusion" for science and technology innovation enterprises

At the symposium, representatives of financial institutions invited included Zheng Qingwen, President of Shunde Branch of Agricultural Bank of China, Yao Zhenyong, Chairman of Shunde Rural Commercial Bank Co., Ltd., Xiang Yuanwang, General Manager of Guangdong Dexin Bank Credit Management Co., Ltd., and Ning Bo, Partner of Guangzhou Hanhui Venture Capital Management Co., Ltd., covering the entire credit industry chain of banks, credit reporting institutions, and venture capital.

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Yao Zhenyong, Chairman of Shunde Rural Commercial Bank Co., Ltd., introduced the practices of the Technology Branch in innovative technology credit.

On March 27th, Guangdong Agricultural Bank of China signed a strategic cooperation framework agreement with the Shunde District Government, promising to provide an intentional credit line of no less than 100 billion yuan. Zheng Qingwen, President of Agricultural Bank of China Shunde Branch, revealed that as of the end of April, a total of over 8 billion yuan of credit funds had been invested. In the future, various online and offline credit products will continue to be innovatively launched, enriching the financing product library of private enterprises, and actively providing credit support for Shunde Village Reform Project, industrial upgrading, advanced manufacturing development, and characteristic town construction.

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Zheng Qingwen, President of Shunde Branch of Agricultural Bank of China, believes that Shunde is the first to build a high-quality development system and mechanism reform and innovation experimental zone in the province, providing opportunities for innovative development of financial institutions.

Yao Zhenyong, Chairman of Shunde Rural Commercial Bank, introduced that after its establishment last year, the Science and Technology Innovation Branch of Shunde Rural Commercial Bank supported the financing of light asset and high development technology enterprises and provided better financial services for the operation, technological transformation, stock reform, listing, mergers and acquisitions of enterprises in the area through supporting exclusive teams, specialized products, and specialized approval mechanisms. From January to May, a total of 6.795 billion yuan in loans for high-tech enterprises have been disbursed, benefiting a total of 339 high-tech enterprises.




We have relaxed the collateral requirements for technology-based enterprises. As long as we have core technology and competitiveness, patent rights can also be used for pledge, and the application threshold is lower than that of ordinary enterprises. Xiaobing Huoren, Feiyu, and Xiaoxiong Electric Appliances that have already been listed are all high-quality customers, "Yao Zhenyong added.




It is understood that the above two financial institutions account for approximately 70% of the loan business in Shunde. But how to "transfuse" more "hungry" small and medium-sized enterprises, especially science and technology innovation enterprises, "Xiang Yuanwang, the general manager of Guangdong Dexin Bank Credit Management Co., Ltd., suggested that taking advantage of the overall opportunity of village reform, we should establish a credit big data comprehensive service center, establish a modern industrial park credit service management system, create the first batch of credit demonstration parks, and also provide credit decision-making reference for banks and financial institutions to issue financial loans.




We have participated in a China UnionPay supply chain platform project to digitize the cash transactions of breeding enterprises and farmers online, providing a foundation for credit reporting. As a partner of the Shunde District Innovation and Entrepreneurship Guidance Fund, Ning Bo, a partner of Hanhui Venture Capital, said that if the credit big data comprehensive service center project can be successfully implemented, it can not only "credit reporting" but also "credit enhancement", Assist financial institutions in the area to further expand the scope of financing support.




Our company's development profit is only 10%, but the interest rate of 5 or 6% still makes the company feel that the pressure on the capital chain is not small. "Zhao Weifeng, the chairman of Longshen Robotics Co., Ltd., suggested that the Shunde District government can also consider introducing support policies, and provide appropriate discount subsidies based on the company's tax amount and contribution.




The high-tech enterprises in the district are full of vitality, and even in the face of the epidemic, their hearts are still full of ambition. Although the company is small, it shoulders heavy responsibilities and strives to solve the "bottleneck" problem in chip and robot manufacturing. The district needs to research and support. "Guo Wenhai said that financing difficulties are currently an important issue that restricts the development of technology oriented enterprises and small and micro enterprises. For technology oriented enterprises, relevant government departments need to innovate their thinking, Make full use of the advantages of the experimental zone and first try innovative corporate credit reporting and financial support policies; In addition, financial institutions should be supported to increase their lending efforts to small and medium-sized enterprises, and the government should provide appropriate interest subsidy.




Guo Wenhai pointed out that Shunde is known as the "Little Shenzhen", with a first-class business environment, a sound industrial chain foundation and supporting facilities. The overall development of village reform is accelerating, and the planned thousand acre themed industrial park will be positioned as high-end intelligent manufacturing, providing support for local pillar industries. The party committee, government, and relevant functional departments will serve enterprises more closely. Holding this symposium is to set up a platform for enterprises in the area to strengthen interaction, enhance information exchange, and business exchange, Mutual support, government and enterprise work together to build an experimental zone for Guangdong to implement the new development concept in the new era.




Southern Daily Reporter Ouyang Shaowei




[Photography] He Jianwen from Shunde Archives




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